Underfloor Heating: Expert answers to some of the most frequently asked questions

Doug Johnson

Underfloor Heating: Expert answers to some of the most frequently asked questions

Underfloor heating is fast becoming ubiquitous for new build homes and for existing building refurbishments as a space saving and highly comfortable way of heating rooms.


In this post we will be focusing on wet underfloor heating systems and particularly overlay and screeded systems. Electric mat underfloor systems will be covered and discussed in subsequent blogs in this series.


How deep does an underfloor heating system need to be?

Overlay systems, because of their low profile, are ideally suited for situations where the floor level cannot be reduced; particularly an issue in existing solid floor areas. However, even an overlay system will likely require threshold and door modifications around the home. The thinnest profile overlay system will require 15mm of depth to incorporate the pipes and get you to the bottom of your floor finish.


Screed systems (liquid and sand/cement) can range depending on the floor level installed range from 25mm to 75mm in thickness. For retrofit properties where the floor level cannot be altered, screed systems often are a non-starter unless suspended timber floors are present on the ground floor. Where you have a suspended floor this does give you more options between the joists.

White and lime-green brochure cover titled “Underfloor Heating” with Mesh branding and FAQ text

How much insulation is required for underfloor heating systems?

Overlay systems, because of their requirement to be low profile, have a reduced ability to provide resistance to heat penetrating the floor beneath resulting in precious energy being lost to the floor below. Some installations go in with no insulation but a minimum of 25mm would make a huge performance difference to heat loss.


Conversely, with greater floor depth the installer of a screed system in a new construction has the luxury of installing very high levels of insulation to stop heat being wasted. Insulation levels on the ground floor of homes can reach 100-125mm. Beyond that, the benefits of thicker insulation diminish rapidly.

What are the thermal mass benefits of underfloor heating systems?

All manner of pre-cut thermal board solutions are available for overlay underfloor systems to use. These are often high density and very expensive to purchase, but they are thin! Whilst these boards that the overlay system pipes are clipped into have some thermal mass, their ability to retain heat once the underfloor heating is switched off will be markedly reduced compared to a thicker and more massive liquid or sand/cement screed solution. Simple intuition, let alone physics, tells us that by installing a large quantity of screed around the underfloor heating pipes this mass will hold heat better and reduce unwanted floor temperature fluctuations.


A balance between practical thermal mass benefits and floor construction thickness need to be analysed during the design phase to find the right answer for your application.

How much pipe is required for underfloor heating systems?

For efficient low temperature underfloor heating systems, pipe spacing is proportional to ultimate efficiency. The ability to minimise pipe spacing and change pipe detail near key building openings is common sense and will provide more thermal output from a square metre of floor area for a given flow temperature. 100-150mm pipe spacings are the norm for heat pumps and 200-250mm pipe spacings for gas boilers can result in a generous heat output of 100W/m2 for a tiled floor.


Screed systems allow almost infinite design flexibility but with pre-machined boards this is simply not possible and heat pumps especially have to work hard to operate successfully with overlay systems. So called ‘egg-box’ overlay system boards do allow much more flexibility and for the installer to route pipes more flexibility as the project dictates.

How hot does the water for underfloor heating systems need to be?

The small bore pipes used by overlay systems (nominally 10-12mm) require water at 45-55ºC to create suitable levels of heating during winter. Alternatively, screed systems can run at much lower temperatures 30-40ºC and their larger pipe diameters (nominally 15-16mm) allow slower water flow to enable better heat transfer to the room. Lower temperatures for any heating system, but particularly heat pumps, will result in lower running costs too.

How much do the different types of underfloor heating systems cost?

The all-in costs for the two different systems are pretty stark. Including materials (not insulation of floor finishes), labour and VAT, screed underfloor heating prices come out around £40/sqm. In comparison, overlay systems cost around £70/sqm installed.


When all is said and done, every building, budget and perceived customer benefit is totally unique. Both systems have their advantages and disadvantages but the good news is that there are lots of products to choose from and there will be a solution to fit your project and budget.


Either way, as always, I hope you are a little more informed than you were before and can proceed with more confidence to whatever the final solution may be. For further reading on this subject, check out our other blog post: Underfloor Heating: 7 Myths Busted!


If you have any questions about underfloor heating systems, please don't hesitate to contact the Mesh team today.

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15 June 2026
Building performance specialist Mesh has completed a building services design project for a new flagship art gallery in Savile Row – Sadie Coles HQ. The six-storey Grade II listed Georgian townhouse in London’s Mayfair, which dates back to the 1730s, has been fully restored and transformed by lead contractor Work Ltd, to create a unique space for contemporary art. The building, once home to the Burlington Fine Arts Club in the 19th century, had been bomb damaged in World War II and used as offices post-war. It has now been sensitively reinstated as a space for artists to exhibit their work in a part of London which has a long association with contemporary art. The key aim of this extensive refurbishment project was to work to a fast-track programme for the gallery’s opening to coincide with the Frieze Art Fair. Mesh was appointed to develop a holistic MEP building services strategy, from concept through to detailed design, and in keeping with the character and constraints of this heritage building. Enhanced control of the internal environment was required to maintain visitor comfort all year round and in the context of continually fluctuating occupancy levels, including events for up to 200 people. Working within a Grade II listed building required a highly considered approach at every stage – historic architectural features were revealed and restored internally and externally, and extensive structural improvements were required to accommodate art loadings. These factors had to be reflected in the services design and specification. Mesh used dynamic thermal modelling for different scenarios of use to understand the heating and cooling loads required and to allow the services to be accurately sized for each room or gallery. Two priorities were cooling and for each area to be individually controlled according to occupancy levels. Discrete but robust heating and cooling provision was designed for the gallery areas and the MEP services were concealed in void spaces to avoid impacting on the architectural features of the building or the layout of the galleries. Plant and equipment had to be sited in compliance with stringent planning requirements, which limited the number, size, position and visual impact of the external units. Passive measures were introduced to reduce energy consumption and included actuated openable rooflights in a glazed lantern to purge warm air during the day and reduce the reliance on the active cooling system. Giles Reid, Giles Reid Architects: “The new gallery has succeeded in its ambition – to reaffirm that London has an important position in the global art world. This was a complex project which had to be delivered in just nine months from planning approval for the fixed deadline for opening, and despite having to carry out extensive structural alterations. The building is performing well from a services perspective, including at the opening event which was attended by around 800 guests. The M&E design in contemporary art spaces like this must never detract, visually or acoustically, from the art being exhibited and this has been successfully achieved. This is a fantastic statement building which has been acclaimed and the Client is thrilled. It is a credit to everyone involved that this historic building has been brought back into use for contemporary art.” Doug Johnson, Founding Director of Mesh: “This project demonstrates exactly what intelligent building services engineering should deliver – an integrated, high-performance solution to deliver year-round-comfort for visitors and users of the building whilst maintaining a clean aesthetic. Working within a Grade II listed building with complex planning restrictions required genuinely creative engineering rather than a conventional response. We are really proud to have contributed to this outstanding building transformation.” The Project Team: Client: Sadie Coles HQ Lead contractor (design and delivery): Work Ltd Architectural partner: Giles Reid Architects MEP design / building performance: Mesh About Mesh Mesh offers a range of design and engineering services to help organisations in the public and private sectors to improve the energy efficiency of new and existing buildings, housing and estates. This includes support for architects; planning; thermal modelling and overheating analyses; carbon reduction strategies; feasibility studies for renewable technologies; MEP design, and regulatory compliance. Architectural images - Joseph Asghar
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